Personal Finance – Page 3

Pre-approval vs Pre-qualification: What do I need?

Generally speaking, many people use these terms interchangeably to mean the same thing: that you’re going to the bank BEFORE you get a loan to find out if you’re likely to get the loan after you find a home. But

Pandemic is Winding Down, What’s Next?

woman celebrating in front of her computer

We’re not necessarily out of the woods when it comes to the Pandemic of 2020, and “things” definitely seem to be on the mend. But, even so, there’s still general uncertainty surrounding what happens next and where we go from

Paying Off Personal Loans – Dos and Don’ts

There are a number of ways to get out of debt. An infinite number of ways. And there might be just as many articles, books, formulas, steps, tools, etc. to help walk you through the process of getting out of

For Mobile Deposit Only

woman depositing a check using her phone

Did you know you’re supposed to endorse a check differently if you’re depositing it via a mobile device as compared to handing it to a banker in person? Yes, it’s true. How do I endorse the check correctly? It’s easy.

What does fraud look like?

The simple, short answer is that fraud can look like many different things, and anyone can fall victim. I got a call on my cell phone yesterday around 5:00. The number was unknown so I let it go to voicemail.

RVs and Minimalism

If you’re on social media in the year 2021 you’re likely familiar with a recent trending lifestyle of millennials, specifically generations Y and Z. But if you’re not on social, or not following the hashtag trails to what’s popular, then

Our Top Three Tax Season Tips

Tax season is upon us yet again. *sigh* Last tax season is a bit of a blur for me… it dragged on and on due to delays and then there were tax changes and stimulus payments that caused questions, and

The Pros and Cons of a Home Equity Line of Credit

a scale with a bag of money on one side and a house on the other

Utilizing the equity in your home when you need to borrow money can be a very useful tool. I work at a community bank, and community banks are geared toward the health of our communities, which means the health and

Confession Time! Again…

If you’ve been following our bank blog for long you might have noted that we have articles dating back as far as June 2007. And since 2008, many of these articles have been written by one person… me! And I

Should I Stay or Should I Sell?

Aside from being inspired by a certain punk rock hit from the early 1980s, the title of this article is also the big topic of 2020 and going into ‘21. It’s a question coming from those who have money they’d

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