As a small business owner, you’ve put in hours and hours of hard work. You’ve stayed up late writing your business plan, crafting your mission statement and figuring out everything from budgets to retirement for your employees. Now you’re ready to get down into the nitty gritty of running a business. Or maybe you’ve been successfully running for a while now and are looking to make improvements. Regardless, as a business owner, lower costs and greater efficiency are broad goals that define each decision you make.

Whatever challenges you face along the way, whether that’s dealing with fraud or struggling to keep costs down, we’re here to help.

Possible challenge: Check fraud

At the end of a long day, all you want is to go home, relax and recharge for the day ahead. But you can’t do that if you’re tossing and turning over possible check fraud. When you’ve worked hard to build a business, the last thing you want is to face losses due to something you can’t control. Well, with a Central Business Banking account, you can control this – at least partially. We can’t stop customers from paying with fraudulent checks, but we can help you by verifying any issued checks to help control fraud using Positive Pay. With this service, only checks that you’ve issued are paid.

Possible challenge: Not enough time

Let’s be real: as an entrepreneur, you wear many hats from customer service representative to boss to administrative operator. And what if you don’t have the time to make it to your bank daily? Trekking across town to your local bank can be a hassle that you just don’t have time or energy for. How much time and productivity would you save by depositing check funds directly from your desk? With Remote Deposit Capture, our secure check processing system, you can make deposits anytime, even if that time is midnight.

Possible challenge: Limited payment receiving abilities

In today’s world, not everyone carries around checks anymore. In fact, the vast majority of customers will likely use a credit card when purchasing at your business. There’s nothing worse than losing a sale just because you can’t accept a customer’s payment or card type. With Merchant Services, you can increase sales, expand your customer base and minimize checks. You’ll be able to accept payment anywhere your customers can hand it over. Payment methods and equipment can be set up for your specific business situation. If you’re trying to eliminate paper checks as much as possible, this is a great way to do so. Plus, it helps you stay competitive.

While we’ve tried to address some challenges that many business owners might face at one time or another, we know that your business is unique. We’re here to support you however you need it, so take a look at our Business Services and Solutions page to gain a fuller understanding of what we have to offer. Or, fill out our contact form if you have questions, or need more information, and someone will be in touch with you shortly!

Facing a Small Business Challenge? We Can Help

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