Target Data Compromise

Target released a statement today confirming a breach which affects nearly 40 million credit and debit card holders.

Anyone who shopped at a Target Store between November 27, 2013 and December 15, 2013 could be at risk. As a result of this situation, Central National Bank has decided to reissue new cards and PIN’s to all customers impacted by this breach. We also encourage you to monitor your accounts closely.

Central National Bank takes the protection and security of our customer information very seriously and we are actively monitoring accounts for suspicious activity.  If you notice something suspicious on your account please contact us immediately. We can immediately inactivate your card and work with you to dispute the fraudulent charges.

To learn more about this situation read Target’s official statement at https://corporate.target.com/discover/article/Important-Notice-Unauthorized-access-to-payment-ca

 

Phone Scam Targets Customers

We want to make everyone aware that we have had a report of a gentleman named “Greg Stockholm” calling Central National Bank customers. He starts out the conversation asking if the customer has received a letter from Central National Bank regarding corporate security. He then tells the customer that he wants to have a conversation about his company’s security issues.

Be advised that this is a scam.

If you receive a call concerning this, please DO NOT give the criminal any information.

 

Mobile Deposit has Arrived!

We’re very excited to announce the newest feature within our smart phone app… Mobile Deposit!

That’s right, you can deposit checks simply by taking a picture of the check! Submit deposits to your account after hours, on the go, when you’re out of town… ANYWHERE! It’s so easy. Sign up today and see!

For more details about the program, or to sign up, visit our website.

For complete details about processing visit our Frequently Asked Questions page.

New Location in Topeka!

Yesterday, we held a ribbon cutting ceremony to formally announce the grand opening of our newest bank branch located in the Walmart Supercenter on Wanamaker Road in Topeka, KS!

Bank employees, guests, and Topeka Chamber of Commerce representatives were in attendance for the ceremony. Marsha Sheahan, Vice President of Public Relations, offered welcome remarks and introduced Central National Bank representatives for their comments.

“Our bank values our partnership with Walmart and is proud to offer customers such a convenient option for banking services,” said Ed C. Rolfs, Central National Bank Chief Executive Officer. “We are committed to Topeka and really enjoy our customers here and this community.”

We operate in-store bank locations in six Walmart stores across Kansas. The new Topeka Walmart location is a full service banking location and is open seven days a week. The branch is equipped with a Smart ATM, enabling customers to make deposits and withdraw cash after hours.

“Our team is thrilled to be here and open for business,” said John Legg, Branch Manager. “We have exciting grand opening specials and encourage everyone to stop in and visit our new branch.”

The Topeka Walmart branch will be open Monday-Friday from 10:00am to 7:00pm, Saturdays from 9:00am to 4:00pm and Sundays from Noon to 4:00pm.

ATMs: PIN in Reverse?

We’ve had a number of questions from customers lately who’ve noticed a message circulating Facebook regarding the ability to send out an emergency signal from an ATM. Specifically, being able to punch in your PIN backwards which then alerts the police. This message is not new, in fact, it started circulating the Internet in 2006.

So the big question… Is it true? Without a doubt… NO. At least not at any Central National Bank ATM in the state of Kansas or Nebraska. Trust us. We know what we’re talking about.

So how about all of the other hundreds of thousands of ATMs in our country? Well… the next time your friend posts something like that as their status update, or forwards you an email, feel free to send them to
www.snopes.com/business/bank/pinalert.asp

This site is great for debunking all Internet circulated myths. In fact, if you read far enough down the page it will tell you the origin of the myth. What we didn’t know, is that this myth is rooted in some truths. Over the last few years, there have been several attempts to make this myth a reality; including a bill to the Kansas state senate’s Financial Institutions and Insurance Committee. The bill died in 2004.

Now I KNOW you’re asking yourself why. Why, would something that seems like such a good idea get shut down? Why, would banks not put an emergency signal into all ATMs?

Well, the answer is simple. Do you think you could remember your PIN with a gun to your head/back? I can hardly remember my PIN when I am in line at the store. The pressure is just too much. Especially if everyone behind u me has two items and I’m trying to stuff all 112 items back into my cart so the bread and eggs don’t get squished. I don’t know about you, but I can’t imagine trying to remember my PIN BACKWARDS if my life depended on it!

The article on Snopes points this scenario out as well as a few others. But, the one that makes the most sense to me is that triggering an emergency signal could put the ATM user in more danger than simply withdrawing the money and reporting the crime later. Not every criminal is dumb – so they’re likely to notice that something strange is going on.

Do yourself a favor and set people straight when the myth starts circulating again.

CNB Account Named Best Business Checking Account

Our Business Value Checking account has recently been named one of the “Best Free* Business Checking Accounts” by the “nerds” at the popular financial advice company, NerdWallet.com. The people at NerdWallet strive to provide quality financial information and advice to consumers so they are better equipped to make decisions about finances, travel and higher education. Check out the article on their website at http://www.nerdwallet.com/blog/2012/best-business-checking-accounts/

*Please visit our website for a full description of our fees that may be associated with this account.
Please Note: Central National Bank does not endorse or monitor the content of any web sites linked to from this site, and it has no control over each site’s content or offerings. The operator of the site may have a privacy policy different than Central National Bank. Please note that NerdWallet does not have a financial relationship with Central National Bank.

Attn: Cash Management Customers

 

Our service provider reports seeing increased activity with a malware screen takeover, which is targeting token users. This particular malware variant will prompt a user to input account and/or token data, which then results in another screen prompt indicating that the user will be unable to access the account for 24-hours while maintenance is performed.  While the user is detained on the fake “maintenance” screen, it allows the fraudster enough time to take over the session and commit fraud.

 

“Skimming” Awareness

Have you ever heard of skimming? Have you ever been a victim?

If you have, then you know that a skimmer is almost entirely undetectable by users. A skimmer is an electronic device that can be placed over a card slot on an ATM, a gas pump, and other machines that have a slot to insert your debit or credit card. At Central National Bank we’re careful to check our ATMs regularly for these devices, but there are many other places you use your card, so here’s a few tips – published by the FBI - for protecting yourself from theft via skimming.

  • Inspect the card reader slot before inserting your card. Be suspicious if you notice anything loose, crooked, or damaged. Scratches and adhesive/tape residue can also be warning signs.
  • When entering your PIN, block the keypad with your hand to prevent possible hidden cameras from recording your number.
  • If possible, use ATMs and payment terminals at inside locations (less access for criminals to install skimmers).
  • If your card isn’t returned after the transaction or after hitting “cancel”, immediately contact your card provider.

If you notice any of these signs and are suspicious of foul play, contact the company/owner of the terminal as soon as possible and do not insert your card into the slot. If it’s an ATM, contact the financial institution that owns the ATM. Better safe than sorry.

Find a penny, pick it up!

I’m not sure how much luck has to do with saving, but this childhood phrase comes to my mind every time I see a penny lying on the ground. And this in turn got me to thinking about how much money I would have if I had saved those pennies!

So here is my challenge. Starting the day you read this post, what if, from now on you put aside all of your change every day and kept it in a jar. How much money do you think you would have at the end of a year, and what would you then do with that money once it accumulated? Hmm.. lots of possibilities there!

Okay, so now what if you don’t use cash? What if you use your debit card all the time but would still like to save the change? Well, with Central National Bank it is possible to do just that! It’s called the It Makes ₵ents! program. It Makes ₵ents! allows me to round up my debit card transactions to the nearest dollar (all the way up to $10.00) and have the change put right into my savings account!! So, not only am I saving money without even realizing it, but I am also earning interest on it!

Being enrolled in It Makes ₵ents! also means that there’s no minimum balance requirement on the savings account it’s tied to. As long as it’s hooked to It Makes ₵ents! and there’s a flow of change being deposited into the account you’ll never receive a service charge for being below the minimum.

If that still isn’t enough incentive, maybe this will help you decide… Starting September 1st, 2012 we are launching a new savings match program. If you are enrolled in It Makes ₵ents! the bank will match 5% of every penny saved!*

 

*See the complete program details and restrictions at: www.centralnational.com/personal/imc.asp

Article courtesy of Jodi – Guest Blogger

Cautionary Reminder

Have you brushed up on your information pertaining to Phishing scams? Now might be a good time – see our prior posts here, here and here. We’ve seen an increase in phishing scams lately and would like to take the opportunity to remind our customers that:

We have your information on file. We will NEVER call you and ask for account numbers, social security numbers, or access codes.

If you have recently given any of this information over the phone, to a representative claiming to be from Central National Bank, please call our toll free number 1-888-262-5456. Our call center would be happy to assist you in protecting your account from phishers.