It’s almost the Hap-hap-happiest time of year, but that doesn’t mean we should be relaxed in protecting our accounts. Black Friday and Cyber Monday are the busiest on-line shopping days. Here’s a few tips for watching out for the fraudsters:
- Too-good-to-be-true coupons: these are coupons that offer free phones or tablets on sites all over the Internet. Don’t fall for it. Make sure the offers are from a legitimate company.
- Watch out for alerts via email or text that you just received a package from FedEx, UPS or the US Mail, and then asks you for some personal information. Don’t enter anything. Think Before You Click!
- There is also a fake refund scam going on that could appear to come from Amazon, a hotel, or a retail chain. It claims there was a “wrong transaction” and wants you to “click for refund” but instead, your device will be infected with malware.
- Be super-wary of bulk email with BUY NOW offers or anything that looks slightly “off”.
If you think you might have been scammed, stay calm and call your credit card company or bank. Getting a new card might be a little inconvenient, but it’s a small price to pay for a little more safety.