ATMs: PIN in Reverse?

We’ve had a number of questions from customers lately who’ve noticed a message circulating Facebook regarding the ability to send out an emergency signal from an ATM. Specifically, being able to punch in your PIN backwards which then alerts the police. This message is not new, in fact, it started circulating the Internet in 2006.

So the big question… Is it true? Without a doubt… NO. At least not at any Central National Bank ATM in the state of Kansas or Nebraska. Trust us. We know what we’re talking about.

So how about all of the other hundreds of thousands of ATMs in our country? Well… the next time your friend posts something like that as their status update, or forwards you an email, feel free to send them to
www.snopes.com/business/bank/pinalert.asp

This site is great for debunking all Internet circulated myths. In fact, if you read far enough down the page it will tell you the origin of the myth. What we didn’t know, is that this myth is rooted in some truths. Over the last few years, there have been several attempts to make this myth a reality; including a bill to the Kansas state senate’s Financial Institutions and Insurance Committee. The bill died in 2004.

Now I KNOW you’re asking yourself why. Why, would something that seems like such a good idea get shut down? Why, would banks not put an emergency signal into all ATMs?

Well, the answer is simple. Do you think you could remember your PIN with a gun to your head/back? I can hardly remember my PIN when I am in line at the store. The pressure is just too much. Especially if everyone behind u me has two items and I’m trying to stuff all 112 items back into my cart so the bread and eggs don’t get squished. I don’t know about you, but I can’t imagine trying to remember my PIN BACKWARDS if my life depended on it!

The article on Snopes points this scenario out as well as a few others. But, the one that makes the most sense to me is that triggering an emergency signal could put the ATM user in more danger than simply withdrawing the money and reporting the crime later. Not every criminal is dumb – so they’re likely to notice that something strange is going on.

Do yourself a favor and set people straight when the myth starts circulating again.

Two Simple Ways to Make Your Life Easier

Are you a Central Online Banking user?  Do you have a CNB Debit Card?  If so, here are two tips that will make your life easier when you use these products:

 Central Online Banking

Do you find it hard to remember the 12-digit user id that you’re given when you first sign up?  You may not realize it, but you CAN change this user id to something that is simpler to remember!  Simply sign into Central Online Banking, then click on Options.  You’ll see a field called “Personal ID”.  Type in what you want your new user id to be and click Submit.  Now, you can forget your old 12-digit user id and log in with the one that you just created!  Note that your password will remain the same.

 Central National Bank Debit Cards

We all know how important it is to keep your debit card’s PIN number in a safe, secure place (preferrably your brain!).  But you may have trouble remembering the PIN that you were originally issued.  Some people even write their PIN numbers on the back of their card to remember it (big no-no!).  Did you know that you can change your PIN number?  That’s right, simply visit one of Central National Bank’s 70+ ATMs across Kansas and change your PIN.  To do this, first swipe your card and then go to Other.  Next, go to Change Personal ID Number.  From this menu option, you can change your PIN to whatever you like!

We hope these two tips will help make your life a little easier!