The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. For more information you can visit the FDICs website.
The subject line of the e-mails state, “you need to check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, “You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.” The e-mail then directs recipients to click on a link stating, “You need to visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage.”
This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, or to load malicious software onto end users’ computers and should not click on the link provided.
The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.
Criminals often use names of organizations we all know to lure users into clicking links that may infect their computer. Users should always ask themselves if an email makes sense. If not, never click links or open attachments in the email. If suspicious, contact the agency directly to verify legitimacy.
US-CERT asks users to be vigilant during the U.S. Census Bureau’s 2010 Census campaign and to watch for potential census scams.
According to the U.S. Census 2010 website, they began delivery of the printed census forms to every resident in the United States on March 1, 2010. The only way to complete the census is by filling in the form using pen and ink; in some instances, census takers will be visiting households to complete the form face-to-face. It is important to understand that the U.S. Census Bureau will not, under any circumstances, be providing an online option to complete the 2010 census form.
US-CERT encourages all residents in the United States to take the following measures to protect themselves:
WASHINGTON, Jan. 26 – The American Bankers Association has been alerted that someone or a group of individuals sending emails purporting to be from ABA are actually part of a scam commonly known as phishing. These con artists are sending emails asking people to click on a link for more information — a popular technique to get financial information from the email recipient.
Phishing for financial information has been a long-standing practice. However, criminals are increasingly phishing for access to corporate, small business and government accounts and using that access to withdraw large sums of money from those accounts. Clicking on the link could enable fraudsters to download malicious software on to victims’ computers and steal bank passwords and other account information.
The emails inform recipients that an “unauthorized transaction” has been charged to their account using their “bank card.” The amount of the transactions is typically between $3,000 and $7,000. ABA would never contact a consumer and ask for financial information.
ABA is working with law enforcement to identify the source of the emails and to disrupt them. ABA offers the following advice to consumers, business and government organizations:
- Never give out financial information in response to an unsolicited phone call, fax or email, no matter how official it may seem. If you are uncertain, call your financial institution or the organization that is purportedly contacting you using a phone number you know is safe.
- If you have already responded to this type of call or email by providing financial information, contact your financial institution immediately to protect your account;
- Be extremely cautious about clicking on links within unsolicited emails. When in doubt, contact the organization purportedly sending the email.
- Inform the ABA about fraudulent phone calls and emails that use ABA’s name by sending an email to email@example.com.
We have been notified of a scam in which customers and non customers are receiving emails indicating their Online Services have been suspended. The email then instructs the customer to click on a link which it states takes them straight to a site to reactive their account. This link is not a valid link and it actually directs you to a fraudulent site. You are advised not to provide personal information. If you have any questions feel free to contact our customer service department at 1-888-262-5456.
Here is a copy of the email customers are receiving.
From: Central National Bank [mailto:Onlinesecurity@centralnational.com]
Sent: Thursday, June 04, 2009 8:05 AM
Subject: Access Suspended
Our Value Customer,
Your access to Online Services has been suspended. Due to a miss-match access code between your Security information. To enable you continue accessing your online account it will only take you few minutes to re-activate your account. Click on the link below and you will be taken straight to where you can activate your account.
Important Notice:- You are strictly advised to match your details correctly to avoid service denial.
CNB Online Banking Customer Services
Central National Bank celebrated the first day of business at their newest branch location with a ribbon cutting and open house this morning. The new branch is located at the corner of Ash Street and Highway 77 in Junction City, and is the sixth Central National Bank location in Junction City.
“Central National Bank has always been very involved in this community, and we congratulate them on their continued growth and the opening of this beautiful new facility today,” said Terry Heldstab, Junction City mayor.
Central National Bank’s newest facility includes state-of-the-art technology. The branch offers full service banking, extended drive-up hours from 7 am to 6 pm, in-branch televisions for news and bank information, and a Smart ATM, which is available 24 hours per day and accepts cash or check deposits and sells stamps. Branch manager Dennis Proietti and his staff are ready to serve customers at the new location.
“All of the employees at this branch are trained to help customers with a variety of needs, from teller processes to opening accounts or CDs to making loans,” said Proietti. “We are really excited to be open for business and look forward to serving all of you.”
Central National Bank was founded in Junction City in 1884, and this year marks the bank’s 125th anniversary.
“This is a very special anniversary year for us, and as of October 1 we will have operated here in Junction City for 125 years,” said Robert Munson, President. “We have various signs you will notice that say ‘We Love Where We Live’, and that is very true for all of us. We are so proud of our roots and our continued growth here in Junction City.”
Central National Bank is proud to introduce the latest product in our Online Banking Suite–Mobile Banking! Mobile Banking lets you access your banking accounts directly from your phone or mobile device. Now you can take the bank with you wherever you go!
Mobile Banking works on any mobile device with a data plan and an Internet browser. If you’ve already been accessing Central Online Banking from your phone, now there’s no more scrolling from side-to-side and up-and-down to view our web page in your phone’s tiny web browser–Mobile Banking is optimized for small screens!
Using Mobile Banking, you can:
Check account balances, pay bills, or make funds transfers
View alerts that you’ve set up within Central Online Banking
Receive text message confirmations each time you pay a bill or make a transfer (this lets you know each time one of these actions is performed for security’s sake)
Look up Central National Bank branch locations and hours
Find a Central National Bank ATM near you
And best of all, Mobile Banking is simple, secure, and FREE!
For instructions on how to sign up for Mobile Banking, click here.
Once you’ve signed up, go to mobile.centralnational.com on your mobile device.
Central National Bank is celebrating its 123rd birthday this month – yes, that’s correct: 123 YEARS. When this bank was founded, the car hadn’t even been invented yet! Times have certainly changed since 1884, but Central National Bank has stood the test of time as a strong, successful bank throughout its storied history.
The bank was founded by Sumner Pierce in October of 1884 in Junction City. Originally chartered as a state bank, “Central Kansas Bank” was elevated to a more prestigious national bank just six years later in 1890.
Central National Bank’s long history of strength and consistency is rare in the banking industry today. In an era where bank acquisitions and name changes are commonplace, Central National Bank has kept the same name for more than a century! Central National Bank is a family and employee-owned business, and our team of bankers across Kansas and Nebraska take pride in building their communities by providing excellent financial services and by donating their time and energy to community projects.
Happy 123rd birthday, Central National Bank! Now we just need to get enough people together to blow out all of these candles…
There’s an interesting phenomenon going on in the NE region of Central National Bank. The bank is injecting itself into the local music scene. CNB has partnered with over 20 local artists to help spread the enjoyment of local music. You can find more details about how the program works at www.centralnational.com/musicforlife.
I’m fortunate enough to be involved on both sides of this project. I’m an employee of the bank and I’m in a local band. While my band is not performing on Friday, we do have songs available for our new deposit customers (my Risky Shift Phenomenon plug). This project is designed to give local musicians an affordable way to get their name and, more importantly, their music out to the public… period. That is why I’m such an advocate of this venture.
CNB has a unique opportunity in Lawrence to appeal to a younger generation. With so much great local music in Lawrence, this project targets not only the young “Gen Y’’ crowd, but it’s sure to transcend to all generations. I’ve noticed that banks tend to offer similar products and services, so it’s important that banks find ways to distinguish themselves. All banks tend to take pride in providing high levels of customer service, but getting involved with the local music scene further separates CNB from the pack.
The inaugural event is being held at the Granada on Friday, September 28th. There will be four local bands performing from 8:30-12:00. And to top it off, Lazer 105.9’s Chris Merrill will be hosting the event. I hope to see you all at the event and encourage you to keep tabs on the progress of Music for Life.
Author – Tim Mock
Are you a Central Online Banking user? Do you have a CNB Debit Card? If so, here are two tips that will make your life easier when you use these products:
Central Online Banking
Do you find it hard to remember the 12-digit user id that you’re given when you first sign up? You may not realize it, but you CAN change this user id to something that is simpler to remember! Simply sign into Central Online Banking, then click on Options. You’ll see a field called “Personal ID”. Type in what you want your new user id to be and click Submit. Now, you can forget your old 12-digit user id and log in with the one that you just created! Note that your password will remain the same.
Central National Bank Debit Cards
We all know how important it is to keep your debit card’s PIN number in a safe, secure place (preferrably your brain!). But you may have trouble remembering the PIN that you were originally issued. Some people even write their PIN numbers on the back of their card to remember it (big no-no!). Did you know that you can change your PIN number? That’s right, simply visit one of Central National Bank’s 70+ ATMs across Kansas and change your PIN. To do this, first swipe your card and then go to Other. Next, go to Change Personal ID Number. From this menu option, you can change your PIN to whatever you like!
We hope these two tips will help make your life a little easier!