Check out our summer auto loan promotion at the branch nearest you.
Check out our summer auto loan promotion at the branch nearest you.
We’ve had a number of questions from customers lately who’ve noticed a message circulating Facebook regarding the ability to send out an emergency signal from an ATM. Specifically, being able to punch in your PIN backwards which then alerts the police. This message is not new, in fact, it started circulating the Internet in 2006.
So the big question… Is it true? Without a doubt… NO. At least not at any Central National Bank ATM in the state of Kansas or Nebraska. Trust us. We know what we’re talking about.
So how about all of the other hundreds of thousands of ATMs in our country? Well… the next time your friend posts something like that as their status update, or forwards you an email, feel free to send them to
This site is great for debunking all Internet circulated myths. In fact, if you read far enough down the page it will tell you the origin of the myth. What we didn’t know, is that this myth is rooted in some truths. Over the last few years, there have been several attempts to make this myth a reality; including a bill to the Kansas state senate’s Financial Institutions and Insurance Committee. The bill died in 2004.
Now I KNOW you’re asking yourself why. Why, would something that seems like such a good idea get shut down? Why, would banks not put an emergency signal into all ATMs?
Well, the answer is simple. Do you think you could remember your PIN with a gun to your head/back? I can hardly remember my PIN when I am in line at the store. The pressure is just too much. Especially if everyone behind u me has two items and I’m trying to stuff all 112 items back into my cart so the bread and eggs don’t get squished. I don’t know about you, but I can’t imagine trying to remember my PIN BACKWARDS if my life depended on it!
The article on Snopes points this scenario out as well as a few others. But, the one that makes the most sense to me is that triggering an emergency signal could put the ATM user in more danger than simply withdrawing the money and reporting the crime later. Not every criminal is dumb – so they’re likely to notice that something strange is going on.
Do yourself a favor and set people straight when the myth starts circulating again.
Our Business Value Checking account has recently been named one of the “Best Free* Business Checking Accounts” by the “nerds” at the popular financial advice company, NerdWallet.com. The people at NerdWallet strive to provide quality financial information and advice to consumers so they are better equipped to make decisions about finances, travel and higher education. Check out the article on their website at http://www.nerdwallet.com/blog/2012/best-business-checking-accounts/
Our service provider reports seeing increased activity with a malware screen takeover, which is targeting token users. This particular malware variant will prompt a user to input account and/or token data, which then results in another screen prompt indicating that the user will be unable to access the account for 24-hours while maintenance is performed. While the user is detained on the fake “maintenance” screen, it allows the fraudster enough time to take over the session and commit fraud.
We’ve got a special promotion to celebrate our 128th anniversary and it’s going to benefit you during the month of October! Check out the details here or on our website.
Have you ever heard of skimming? Have you ever been a victim?
If you have, then you know that a skimmer is almost entirely undetectable by users. A skimmer is an electronic device that can be placed over a card slot on an ATM, a gas pump, and other machines that have a slot to insert your debit or credit card. At Central National Bank we’re careful to check our ATMs regularly for these devices, but there are many other places you use your card, so here’s a few tips – published by the FBI - for protecting yourself from theft via skimming.
If you notice any of these signs and are suspicious of foul play, contact the company/owner of the terminal as soon as possible and do not insert your card into the slot. If it’s an ATM, contact the financial institution that owns the ATM. Better safe than sorry.
I’m not sure how much luck has to do with saving, but this childhood phrase comes to my mind every time I see a penny lying on the ground. And this in turn got me to thinking about how much money I would have if I had saved those pennies!
So here is my challenge. Starting the day you read this post, what if, from now on you put aside all of your change every day and kept it in a jar. How much money do you think you would have at the end of a year, and what would you then do with that money once it accumulated? Hmm.. lots of possibilities there!
Okay, so now what if you don’t use cash? What if you use your debit card all the time but would still like to save the change? Well, with Central National Bank it is possible to do just that! It’s called the It Makes ₵ents! program. It Makes ₵ents! allows me to round up my debit card transactions to the nearest dollar (all the way up to $10.00) and have the change put right into my savings account!! So, not only am I saving money without even realizing it, but I am also earning interest on it!
Being enrolled in It Makes ₵ents! also means that there’s no minimum balance requirement on the savings account it’s tied to. As long as it’s hooked to It Makes ₵ents! and there’s a flow of change being deposited into the account you’ll never receive a service charge for being below the minimum.
If that still isn’t enough incentive, maybe this will help you decide… Starting September 1st, 2012 we are launching a new savings match program. If you are enrolled in It Makes ₵ents! the bank will match 5% of every penny saved!*
*See the complete program details and restrictions at: www.centralnational.com/personal/imc.asp
Article courtesy of Jodi – Guest Blogger
Have you brushed up on your information pertaining to Phishing scams? Now might be a good time – see our prior posts here, here and here. We’ve seen an increase in phishing scams lately and would like to take the opportunity to remind our customers that:
We have your information on file. We will NEVER call you and ask for account numbers, social security numbers, or access codes.
If you have recently given any of this information over the phone, to a representative claiming to be from Central National Bank, please call our toll free number 1-888-262-5456. Our call center would be happy to assist you in protecting your account from phishers.
Spring is here… which always makes me want to redecorate or go shopping! Since I don’t always have the budget to pick up things I like, I have found a way to get new things without spending any money! The best part? My friends benefit too!
It’s called a Swap Party, and anyone can do it.
This idea came from a friend of mine that lives in Las Vegas. She sets aside a night and invites a groups of friends over. She asks them to bring a few items that they no longer need or want. (These items must be of good quality. Be clear about what is swap-worthy. Only clean goods in gently used condition) The night of the party everyone comes with their items and you set up shop! Allow everyone to choose items as if they were in a store. You can go home with some pretty awesome stuff you didn’t have to pay for, and you’ll get rid of some things you didn’t want in the process!!
Here’s a few tips:
Make sure to outline one (or all) of these simple rules (or create your own) so everyone is on the same page:
Another Swap Option: Clothing and Accessories
How to organize: Set up a garment rack with hangers, or string up a clothesline, then prop up a full-length mirror. Make signs, and sort fashions by size, type, season, or even personality. (Julie, Samantha, Britni, and Miranda, anyone?)
What to consider at a clothing swap: You may want to invite people who are roughly in the same size range (though anyone can trade bags, jewelry, and scarves).
At the end of the night, if there are items left, whoever hosted the party should donate the leftovers to a local charity or thift shop.
**Another fun variation on the Swap Party idea: Hold a Swap Party as a fundraiser! If you’ve got to raise money for the PTO, or want to donate to a local charity or organization, get together and hold a silent auction with items you no longer want. If you do it amongst friends you’re more likely to go home with something you like (rather than your typical rummage sale). And, everyone will still go home with a bargain but you’ll have raised some money for a good cause!
I hope this idea inspires you. Happy Swapping!!!
Contributed by Guest Blogger – Jodi
Many of our faithful followers are already telling their friends about the excellent service they receive at Central National Bank, but those that aren’t are about to miss out on an excellent deal. In January and February we’re offering $25 to our customers who refer their friends to us. All you have to do is pick up your friend referral cards at your local branch and fill in your information. Then, hand them to your friends and tell them about the excellent service you receive at Central! When they open an account, all they have to do is hand over the card. See details below. It’s for a limited time only, so don’t miss out!